Post Office RD Calculator
Calculate your Recurring Deposit returns
₹
Minimum deposit: ₹100 per month
Current Post Office RD interest rate: 6.8% p.a.
Choose between 5 or 10 years
Features & Benefits
✓ Quarterly compounding of interest
✓ Option to extend account
✓ Nomination facility available
✓ Auto-debit facility available
Total Deposit
₹3,00,000
Total Interest
₹56,776
Maturity Amount
₹3,56,776
Quarterly Progress
| Quarter | Deposits Made | Interest Earned | Balance |
|---|---|---|---|
| Q1 | ₹15,000 | ₹128 | ₹15,128 |
| Q2 | ₹30,000 | ₹512 | ₹30,512 |
| Q3 | ₹45,000 | ₹1,158 | ₹46,158 |
| Q4 | ₹60,000 | ₹2,071 | ₹62,071 |
| Q5 | ₹75,000 | ₹3,253 | ₹78,253 |
| Q6 | ₹90,000 | ₹4,711 | ₹94,711 |
| Q7 | ₹1,05,000 | ₹6,449 | ₹1,11,449 |
| Q8 | ₹1,20,000 | ₹8,471 | ₹1,28,471 |
| Q9 | ₹1,35,000 | ₹10,782 | ₹1,45,782 |
| Q10 | ₹1,50,000 | ₹13,388 | ₹1,63,388 |
| Q11 | ₹1,65,000 | ₹16,293 | ₹1,81,293 |
| Q12 | ₹1,80,000 | ₹19,503 | ₹1,99,503 |
| Q13 | ₹1,95,000 | ₹23,022 | ₹2,18,022 |
| Q14 | ₹2,10,000 | ₹26,856 | ₹2,36,856 |
| Q15 | ₹2,25,000 | ₹31,010 | ₹2,56,010 |
| Q16 | ₹2,40,000 | ₹35,489 | ₹2,75,489 |
| Q17 | ₹2,55,000 | ₹40,300 | ₹2,95,300 |
| Q18 | ₹2,70,000 | ₹45,448 | ₹3,15,448 |
| Q19 | ₹2,85,000 | ₹50,938 | ₹3,35,938 |
| Q20 | ₹3,00,000 | ₹56,776 | ₹3,56,776 |
About Post Office RD Calculator
The Post Office Recurring Deposit (RD) is a popular savings scheme that helps you save regularly. Key features include:
- Fixed monthly deposits for 5 or 10 years
- Quarterly compounding of interest
- Flexible deposit dates (1st to 10th of month)
- Option to continue account after maturity
- Premature closure allowed with penalty
Important Notes:
- Minimum monthly deposit: ₹100
- No maximum deposit limit
- Late payment penalty: 1% per month
- Interest is taxable as per income tax slab