Home Affordability Calculator

Use the 28/36 rule to estimate the maximum home price you can afford, considering mortgage terms, taxes, insurance, HOA dues, and existing debts.

Inputs

Annual Gross Income

Down Payment

Interest Rate (% p.a.)

Term (years)

Property Tax (%/yr)

Home Insurance ($/yr)

HOA Dues ($/mo)

Monthly Debts ($/mo)

Front-End Ratio (Housing)

Back-End Ratio (Total DTI)

Fill the form to see affordability.

Front-end (housing) should not exceed 28% of gross income. Back-end (total debts incl. housing) should not exceed 36%.