RD Calculator

Calculate Recurring Deposit (RD) returns and maturity value. Plan your savings with accurate RD calculations.

RD Details

Basic Information

Compounding Options

RD Calculation Results

Enter your RD details and click calculate to see results

RD Features

  • Minimum Tenure: 6 months
  • Maximum Tenure: 10 years
  • Minimum Amount: ₹100 per month
  • Interest: Compounded quarterly/monthly
  • Tax: Interest is taxable as per income tax slab

Frequently Asked Questions

What is a Recurring Deposit (RD)?

A Recurring Deposit is a special kind of term deposit offered by banks in India which helps people with regular incomes to deposit a fixed amount every month into their RD account and earn some returns.

How is RD interest calculated?

RD interest is calculated using the compound interest formula. The interest is compounded quarterly or monthly depending on the bank's policy, and the final amount includes both principal and interest.

Can I withdraw RD before maturity?

Yes, you can withdraw RD before maturity, but there may be penalties and the interest rate may be reduced. Some banks allow partial withdrawals after a certain period.