PF Calculator

Calculate Provident Fund (PF) contributions and maturity amount. Plan your retirement savings with accurate PF calculations.

PF Details

Basic Information

PF Settings

PF Calculation Results

Enter your PF details and click calculate to see results

PF Rules

  • • 12% of (Basic + DA) contributed by employee
  • • 12% of (Basic + DA) contributed by employer
  • • Maximum contribution on $15,000 salary
  • • Tax-free withdrawal at retirement

Frequently Asked Questions

What is Provident Fund (PF)?

Provident Fund is a retirement savings scheme where both employee and employer contribute 12% of the basic salary plus dearness allowance. It's a long-term investment that provides financial security after retirement.

How is PF contribution calculated?

PF contribution is calculated as 12% of (Basic Salary + Dearness Allowance). Both employee and employer contribute this amount. However, the maximum contribution is calculated on a salary of $15,000 per month.

When can I withdraw from PF?

You can withdraw from PF at retirement (age 58), after 5 years of service for specific purposes like home purchase, medical emergencies, or education. Partial withdrawals are allowed for certain purposes.