Calculate Provident Fund (PF) contributions and maturity amount. Plan your retirement savings with accurate PF calculations.
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Provident Fund is a retirement savings scheme where both employee and employer contribute 12% of the basic salary plus dearness allowance. It's a long-term investment that provides financial security after retirement.
PF contribution is calculated as 12% of (Basic Salary + Dearness Allowance). Both employee and employer contribute this amount. However, the maximum contribution is calculated on a salary of $15,000 per month.
You can withdraw from PF at retirement (age 58), after 5 years of service for specific purposes like home purchase, medical emergencies, or education. Partial withdrawals are allowed for certain purposes.