KVP Kisan Vikas Patra Calculator

Calculate Kisan Vikas Patra (KVP) returns and maturity value. Plan your savings with accurate KVP calculations and interest analysis.

KVP Details

Basic Information

Additional Information

KVP Calculation Results

Enter your KVP details and click calculate to see results

KVP Features

  • Minimum Investment: ₹1,000
  • Maximum Investment: No limit
  • Maturity Period: 2.5 years
  • Interest Payment: Compounded annually
  • Tax Benefits: Interest is taxable

Frequently Asked Questions

What is Kisan Vikas Patra (KVP)?

KVP is a government-backed savings scheme that doubles your investment in 2.5 years. It's a safe investment option with guaranteed returns and can be purchased from post offices.

How is KVP interest calculated?

KVP interest is compounded annually. The current interest rate is around 7.2% per annum, and the investment doubles in 2.5 years, which gives an effective rate of about 7.2%.

Can I withdraw from KVP before maturity?

Yes, you can withdraw from KVP before maturity, but there are penalties. If withdrawn before 1 year, no interest is paid. If withdrawn after 1 year but before maturity, interest is paid at a reduced rate.