Calculate Kisan Vikas Patra (KVP) returns and maturity value. Plan your savings with accurate KVP calculations and interest analysis.
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KVP is a government-backed savings scheme that doubles your investment in 2.5 years. It's a safe investment option with guaranteed returns and can be purchased from post offices.
KVP interest is compounded annually. The current interest rate is around 7.2% per annum, and the investment doubles in 2.5 years, which gives an effective rate of about 7.2%.
Yes, you can withdraw from KVP before maturity, but there are penalties. If withdrawn before 1 year, no interest is paid. If withdrawn after 1 year but before maturity, interest is paid at a reduced rate.