Credit Score Calculator

Estimate your credit score and get personalized tips to improve your credit health. Understand the factors that impact your credit score.

Credit Information

Credit Score Results

Enter your credit information and click calculate to see results

Credit Score Factors

  • Payment History (35%): On-time payments
  • Credit Utilization (30%): Amount of credit used
  • Credit History (15%): Length of credit accounts
  • Credit Mix (10%): Types of credit accounts
  • New Credit (10%): Recent credit applications

Frequently Asked Questions

How can I improve my credit score?

Pay bills on time, keep credit utilization below 30%, avoid opening too many new accounts, and maintain a mix of credit types.

How often should I check my credit score?

Check your credit score at least once a year, or more frequently if you're planning to apply for credit or have had recent changes.

What's a good credit score?

Generally, scores above 700 are considered good, above 750 are very good, and above 800 are excellent.